Auto's on the cheap.

Everyone has their dream car. Mine is the Karmann Ghia. Odd but true. I saw my first Ghia at the tender age of 16 and fell head over heals in love. Laugh if must...but to me it is one of the most stylish autos ever made and cheap on gas. Frugal and beautiful, what a combination.

Enough about me. This post is in response to the person wanting to know how to get an affordable auto. The most expensive way is to purchase new. Although, with this years cash for Klunkers government program it isn't so. For example : If you purchased a Nissan Versa or similar car for around $10 to $11k. minus the $4500 trade in for your klunker you can get a cheap new car with very low payments. If I had a klunker I would certainly buy one. By the way, this would be the only way I would suggest trading in an auto. Always sell out right. Option 2: You could purchase used ,but be sure you do your research online to see how it performs. Google common problems with "type of auto". Google will tell you the truth. You will also want to find out the average value of that type of auto. Don't pay too much. Personally I have saved considerable amount of money buying off lease autos. They are loaded ,low mileage, clean classy autos. Contact a large dealership for these. Another great way is to search on http://www.overstock.com/ Keep in mind that autos depreciate in value. Although, if you purchase a classic auto you will have a great car and it will increase in value. If you are the type who likes to keep up with the Jones' this may be the way to go. Mr or Mrs. Jones may waste $ on a new auto every year and your budget wont allow you. You invest in a classic Mustang, you will be the one coming out ahead. Something to think about....Isn't it? Personally, I like what I like. I prefer stylish autos that are cheap on the gas. Anyway.... Bartering is another way to obtain an auto. When you have established what you want post a wanted ad on http://www.craigslist.com/ or auto locator's paper. You could also call and propose an arrangement to the owners who are selling. In exchange for the auto you offer what you specialize in or enjoy doing. Someone may need a bookkeeper, electrician, contractor, handyman, house cleaner, gardener, artist, photographer.... and they have the auto you want. A combination of cash and barter may work also. I've had good luck on a short term payment plan when I knew I had income tax or Christmas club money coming soon. Always type up something and sign it. You could have it notarized as well. Bartering may seem odd but in this economy people are willing to consider alternatives. Are in need of a basic ride for little or no money? You 're out of luck. Just kidding, contact your local Treehab, or job training and placement organization. They are the people who put on job fairs in your area. Most communities have them. They all have different names but all will assist in training you for employment and help you purchase low cost autos. The local Dept. of Welfare or I believe they call it the county Assistance office can help as well.

*Note to the single ladies: Always be cautious when going to see theses privately owned autos. Bring the big nephew or neighbor guy with you.

Take my survey and keep asking questions. I'm happy to share my frugal knowledge.